The range of orthodontic insurance benefits is large and ever-changing. Some companies cover a percentage of the total fee and most orthodontic benefits have a “lifetime maximum”. A “lifetime maximum” is the total dollar amount that a plan will pay for orthodontic care received by each individual family member (under a family plan) for the life of the enrolled member or the plan. We can help coordinate between insurance companies if you are covered by more than one plan. There may be limits to those benefits.
If you have a dental plan that includes orthodontic insurance, check with the insurance company or your employer’s HR department to learn details of the coverage available to you – whether coverage is for a percentage of the fee or is capped at a specific dollar amount (“lifetime benefit”); who your policy covers (you, or you and your spouse, or you and your spouse and your children, etc., and whether insurance coverage has an age limit); and whether you are required to choose from the insurance company’s providers. If you are fairly new to your insurance plan, you will want to learn if there is a waiting period before you may be eligible for orthodontic benefits.
Dr. Broadbent is an in-network provider for the following plans: MetDental, SelectHealth Dental, Regence Blue Cross Blue Shield of Utah, Delta Dental (Premier) and Cigna (select plans). Many insurance carriers pay orthodontic benefits out of network. If our office is not listed on your insurance’s list of providers, contact our office and we will be happy to contact your insurance to see if you may be eligible for “out of network” benefits.
We are happy to assist you with any questions you may have regarding your benefits. Please contact our office at 801-782-4762 or by email at firstname.lastname@example.org with any questions.